More Chapter 7 Bankruptcy Questions

I have been seeing many attorneys as of late start blogs to move up in the world of the internet, mainly google and yahoo to be exact. I mentioned in an earlier posting that this is especially true in bankruptcy law since the downturn in the economy has caused many attorneys to learn how to do bankruptcies really fast and hold themselves out to be bankruptcy experts. The biggest pet peeve with these blogs is most of the stuff posted is a a bunch of fluff. For example, I recently saw a post of one of my competitors blogging about the potential bankruptcy of the auto makers which he or she probably cut and paste from CNN. The main purpose of our blog here is to answer the basic questions of bankruptcy law. My questions might be repetitive, but they will be the same questions that I am asked week in and week out. Just last Friday I had a woman make an appointment and come in and asked me what bankruptcy she qualified for. For the difference between the two I will provide a link here, http://www.teamlegalchicago.com/FAQ.html
That was not the question that was an issue though, the real point was that she really wanted to save her home and was under the impression that the only way to do that was a chapter 13 bankruptcy. I did my standard client interview and she informed me that she had no equity in her house and if there was any it was at a minimum. I informed her that if that was the case and she did not have any other major assets with equity, such as expensive cars, jewelery etc, she would qualify to file bankruptcy under chapter 7 and eliminate her unsecured debt. When I informed her of this she was elated and practically did not believe me and treated me as if I had just started practicing law in this area. I asked her why she thought that? She informed me that she was surfing the net for hours going through the various web sites of local attorneys and law firms and read that chapter 13 was the only way to save her house. Upon further research I found this to be true. Most attorneys and law firms really do not take the time to explain the process on their web sites but rather try to have a sleek looking site and entice a potential client to call so they can try and close the deal so to speak. This where I would like to be different and http://www.teamlegalchicago.com to be different. I encourage readers to post questions either through our site at Team Legal or through the blog here. From day one it has been our goal to for potential clients to know the answers they are looking for BEFORE they hire us.
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